The Best Pet Insurance for American Bobtail Cats
As pet parents, we always want the best for our fur-babies. We strive to provide them with a happy and healthy life, and that includes giving them proper medical care when they need it. Since unexpected vet bills are a major financial burden, pet insurance has become a must-have for emergencies. How do you know what is the best pet insurance for your American Bobtail? In this blog, we'll explore the options and compare the benefits to help you make an informed decision.
The first (and most important) step is to know exactly what kind of benefits your American Bobtail needs.
American Bobtail Health Risk Profile
With unexpected vet bills ranging from $1,000 for a minor incident to $50,000 or more for a major emergency, choosing between our savings and our fur-baby can become a reality for many. Here’s an idea of how likely American Bobtails are to rack up big vet bills.
For American Bobtails, your best bet is to make sure there are no reimbursement limits on your pet insurance.
10 Inherited Health Problems in American Bobtails
Here’s a quick peek at 10 inherited health problems in American Bobtails. Be sure these conditions are not excluded from your benefits:
1
Hypertrophic Cardiomyopathy (HCM)
Hypertrophic Cardiomyopathy is a condition in which the heart muscle thickens and makes it harder for blood to flow through. This can lead to heart problems such as irregular heartbeats and heart failure.
2
Polycystic Kidney Disease (PKD)
Polycystic Kidney Disease is a condition in which fluid-filled cysts form on the kidneys, making it difficult for the kidneys to function properly. This can lead to kidney failure and other health problems.
3
Progressive Retinal Atrophy (PRA)
Progressive Retinal Atrophy is a condition in which the cells in the retina (the part of the eye that senses light) slowly deteriorate, leading to vision loss and eventually blindness.
4
Feline Dwarfism
Feline Dwarfism is a genetic condition that causes a cat to be smaller than normal. This can lead to joint problems and other health issues.
5
Familial Renal Glycogenosis
This is a rare genetic condition in which the body is unable to break down glycogen, a type of sugar, properly. This can lead to problems with the kidneys and liver.
6
Spinal Muscular Atrophy (SMA)
Spinal Muscular Atrophy is a condition in which the muscles that control movement become weak and eventually stop working. This can lead to difficulty moving, breathing, and eating.
7
Familial Hypertrophic Cardiomyopathy (FHC)
This is a genetic form of Hypertrophic Cardiomyopathy that is passed down from parent to offspring. It causes the heart muscle to thicken and can lead to heart problems.
8
Dilated Cardiomyopathy
This is a condition in which the heart becomes enlarged and weakened, making it difficult for it to pump blood effectively. This can lead to heart failure and other health problems.
9
Renal Dysplasia
This is a genetic condition in which the kidneys do not form properly, leading to problems with kidney function and other health issues.
10
Muscular Dystrophy
Muscular Dystrophy is a group of genetic conditions that cause the muscles to become weak and eventually stop working. This can lead to difficulty moving, breathing, and eating.
This is where pet insurance comes in. …Or, does it?
Depends on what do you mean by “best” pet insurance.
As you know, pet insurance is a type of insurance policy that covers veterinary medical expenses when your American Bobtail becomes sick or injured. Depending on the policy you choose, pet insurance can cover a wide range of medical expenses, including surgery, medication, and hospitalization.
However, it’s important to understand that coverage exclusions exist in all pet insurance companies, which limit the effectiveness of even the best pet insurance. More importantly: because pet insurance is a type of property insurance, it does not provide the same level of benefits we expect in our human health insurance.
Many pet parents find out too late that all pet insurance excludes pre-existing conditions, and this can be a major deal-breaker. Plus, without pre-existing condition coverage, you can't switch pet insurance companies without losing coverage on all previous health problems after your American Bobtail is sick or injured. Better hope you choose wisely the first time, because there are no do-overs with pet insurance.
As you can see, pet insurance is an option to cover (some) big vet bills, but it’s far from perfect.
What’s the best pet insurance for American Bobtails?
Luckily there are pet insurance alternatives for American Bobtail, such as pet medical cost shares. Pet medical cost sharing allows pet parents to pool financial resources to cover eligible pet medical expenses.
"Unexpected pet medical expenses can happen at any time."
Of the available options, Pawamedics pet medical cost share is the best pet insurance alternative for American Bobtail. As a 501(c)3 nonprofit, Pawamedics' focus is on providing better benefits and value than any pet insurance offers.
Unlike pet insurance, Pawamedics includes pre-existing conditions on a phased-in basis, and offers unlimited reimbursements for pet medical expenses. All your American Bobtail’s conditions are included in benefits, whether they are the inherited conditions above or something else entirely. Plus, medications are always included with Pawamedics, making it a simple and straightforward way to cover your American Bobtail's medical expenses.
Pawamedics pet medical cost share Membership benefits include illness, injuries, and wellness care for American Bobtails.
Unexpected pet medical expenses can happen at any time. Waiting until you already have big pet medical costs to sign up is always too late to get help with current expenses. But even if your pet already has big vet bills, getting pet insurance, joining a pet medical cost share, or finding another pet insurance alternative now will avoid big pet medical costs in the future. As pet parents, it's up to us to make sure we provide the best care possible for our beloved pets, and Pawamedics can help us achieve that goal.
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Disclaimer
This website is not a substitute for medical/veterinary counsel, financial counsel, or legal counsel. Please always consult an appropriate qualified professional for advice on your specific situation. Information provided by this website may not be accurate or complete at any given time. Pawamedics disclaims all liability regarding any actions taken or not taken based on any contents of this website.