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The Best Pet Insurance for American Curl Cats

As pet parents, we always want the best for our fur-babies. We strive to provide them with a happy and healthy life, and that includes giving them proper medical care when they need it. Since unexpected vet bills are a major financial burden, pet insurance has become a must-have for emergencies. How do you know what is the best pet insurance for your American Curl? In this blog, we'll explore the options and compare the benefits to help you make an informed decision.

The first (and most important) step is to know exactly what kind of benefits your American Curl needs.

American Curl Health Risk Profile

With unexpected vet bills ranging from $1,000 for a minor incident to $50,000 or more for a major emergency, choosing between our savings and our fur-baby can become a reality for many. Here’s an idea of how likely American Curls are to rack up big vet bills.

For American Curls, your best bet is to make sure there are no reimbursement limits on your pet insurance.

10 Inherited Health Problems in American Curls

Here’s a quick peek at 10 inherited health problems in American Curls. Be sure these conditions are not excluded from your benefits:

1

Hypertrophic cardiomyopathy (HCM)

Hypertrophic cardiomyopathy is a condition in which the heart muscle thickens and becomes stiff, making it harder for the heart to pump blood. This can lead to heart failure and other complications.

2

Polycystic kidney disease (PKD)

Polycystic kidney disease is a genetic condition in which cysts form in the kidneys, causing them to enlarge and lose function over time. This can lead to kidney failure.

3

Retinal dysplasia

Retinal dysplasia is a condition in which the retina, the part of the eye that senses light, develops abnormally. This can cause vision problems or even blindness.

4

Progressive retinal atrophy (PRA)

Progressive retinal atrophy is a degenerative eye disease in which the retina gradually deteriorates, leading to vision loss and eventual blindness.

5

Glaucoma

Glaucoma is a condition in which pressure builds up in the eye, causing damage to the optic nerve and resulting in vision loss.

6

Spinal muscular atrophy (SMA)

Spinal muscular atrophy is a genetic condition that affects the muscles, causing them to weaken and waste away. This can lead to difficulty moving and breathing.

7

Congenital deafness

Congenital deafness is a condition in which a cat is born deaf or becomes deaf at a very young age. This can impact their ability to communicate and respond to their environment.

8

Feline hypertrophic cardiomyopathy (HCM)

This is a specific type of hypertrophic cardiomyopathy that affects cats and can lead to heart problems.

9

Distal neuropathy

Distal neuropathy is a condition in which the nerves in the legs and feet are damaged, causing weakness, numbness, and/or pain.

10

Nephropathy

Nephropathy is a general term for any disease that affects the kidneys. It can result in kidney failure and other serious health problems.

This is where pet insurance comes in. …Or, does it?

Depends on what do you mean by “best” pet insurance.

As you know, pet insurance is a type of insurance policy that covers veterinary medical expenses when your American Curl becomes sick or injured. Depending on the policy you choose, pet insurance can cover a wide range of medical expenses, including surgery, medication, and hospitalization.

However, it’s important to understand that coverage exclusions exist in all pet insurance companies, which limit the effectiveness of even the best pet insurance. More importantly: because pet insurance is a type of property insurance, it does not provide the same level of benefits we expect in our human health insurance.

Many pet parents find out too late that all pet insurance excludes pre-existing conditions, and this can be a major deal-breaker. Plus, without pre-existing condition coverage, you can't switch pet insurance companies without losing coverage on all previous health problems after your American Curl is sick or injured. Better hope you choose wisely the first time, because there are no do-overs with pet insurance.

As you can see, pet insurance is an option to cover (some) big vet bills, but it’s far from perfect.

What’s the best pet insurance for American Curls?

Luckily there are pet insurance alternatives for American Curls, such as pet medical cost shares. Pet medical cost sharing allows pet parents to pool financial resources to cover eligible pet medical expenses.

"Unexpected pet medical expenses can happen at any time."

Of the available options, Pawamedics pet medical cost share is the best pet insurance alternative for American Curls. As a 501(c)3 nonprofit, Pawamedics' focus is on providing better benefits and value than any pet insurance offers.

Unlike pet insurance, Pawamedics includes pre-existing conditions on a phased-in basis, and offers unlimited reimbursements for pet medical expenses. All your American Curl’s conditions are included in benefits, whether they are the inherited conditions above or something else entirely. Plus, medications are always included with Pawamedics, making it a simple and straightforward way to cover your American Curl's medical expenses.

Pawamedics pet medical cost share Membership benefits include illness, injuries, and wellness care for American Curls.

Unexpected pet medical expenses can happen at any time. Waiting until you already have big pet medical costs to sign up is always too late to get help with current expenses. But even if your pet already has big vet bills, getting pet insurance, joining a pet medical cost share, or finding another pet insurance alternative now will avoid big pet medical costs in the future. As pet parents, it's up to us to make sure we provide the best care possible for our beloved pets, and Pawamedics can help us achieve that goal.

As a 501(c)3 nonprofit, we do not accept compensation for our blog posts, nor for reviewing, recommending, or linking to others.

Disclaimer

This website is not a substitute for medical/veterinary counsel, financial counsel, or legal counsel. Please always consult an appropriate qualified professional for advice on your specific situation. Information provided by this website may not be accurate or complete at any given time. Pawamedics disclaims all liability regarding any actions taken or not taken based on any contents of this website.

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