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The Best Pet Insurance for Bombay Cats

As pet parents, we always want the best for our fur-babies. We strive to provide them with a happy and healthy life, and that includes giving them proper medical care when they need it. Since unexpected vet bills are a major financial burden, pet insurance has become a must-have for emergencies. How do you know what is the best pet insurance for your Bombay? In this blog, we'll explore the options and compare the benefits to help you make an informed decision.

The first (and most important) step is to know exactly what kind of benefits your Bombay needs.

Bombay Health Risk Profile

With unexpected vet bills ranging from $1,000 for a minor incident to $50,000 or more for a major emergency, choosing between our savings and our fur-baby can become a reality for many. Here’s an idea of how likely Bombays are to rack up big vet bills.

For Bombays, your best bet is to make sure there are no reimbursement limits on your pet insurance.

10 Inherited Health Problems in Bombays

Here’s a quick peek at 10 inherited health problems in Bombays. Be sure these conditions are not excluded from your benefits:

1

Polycystic kidney disease

This is a genetic condition where the cat's kidneys develop many cysts which can lead to kidney failure. It's a common condition in some cat breeds.

2

Hypertrophic cardiomyopathy

This is a type of heart disease where the heart muscle becomes thick, making it harder for the heart to pump blood. This can lead to other problems such as heart murmur and heart failure.

3

Progressive retinal atrophy

This is a condition where the cells in the cat's eyes gradually deteriorate, leading to vision loss and eventually blindness.

4

Spinal muscular atrophy

This is a genetic condition where the muscles that control movement become weak and wasted over time. This can cause problems with mobility and coordination.

5

Umbilical hernias

This is a condition where a portion of the cat's intestine sticks out through the umbilical area, creating a small bulge. It's usually not a serious condition, but it can sometimes cause problems if the intestine gets trapped in the hernia.

6

Kidney disease

This refers to a group of conditions that affect the cat's kidneys, including conditions like kidney failure and kidney stones. Kidney disease can be caused by a variety of factors, including genetics, infections, and exposure to toxins.

7

Juvenile-onset blindness

This is a condition where a cat starts to lose their vision at a young age. It can be caused by a variety of factors, including genetics, injury, and disease.

8

Feline lower urinary tract disease

This is a group of conditions that affect the cat's bladder and urinary tract. Symptoms include frequent urination, pain during urination, and blood in the urine.

9

Heart disease

This is a broad term that refers to any condition that affects the cat's heart, including conditions like heart murmurs, heart failure, and heart arrhythmias.

10

Exocrine pancreatic insufficiency

This is a condition where the cat's pancreas is not able to produce enough digestive enzymes, leading to problems with digestion and absorption of food. This can cause weight loss and diarrhea.

This is where pet insurance comes in. …Or, does it?

Depends on what do you mean by “best” pet insurance.

As you know, pet insurance is a type of insurance policy that covers veterinary medical expenses when your Bombay becomes sick or injured. Depending on the policy you choose, pet insurance can cover a wide range of medical expenses, including surgery, medication, and hospitalization.

However, it’s important to understand that coverage exclusions exist in all pet insurance companies, which limit the effectiveness of even the best pet insurance. More importantly: because pet insurance is a type of property insurance, it does not provide the same level of benefits we expect in our human health insurance.

Many pet parents find out too late that all pet insurance excludes pre-existing conditions, and this can be a major deal-breaker. Plus, without pre-existing condition coverage, you can't switch pet insurance companies without losing coverage on all previous health problems after your Bombay is sick or injured. Better hope you choose wisely the first time, because there are no do-overs with pet insurance.

As you can see, pet insurance is an option to cover (some) big vet bills, but it’s far from perfect.

What’s the best pet insurance for Bombays?

Luckily there are pet insurance alternatives for Bombays, such as pet medical cost shares. Pet medical cost sharing allows pet parents to pool financial resources to cover eligible pet medical expenses.

"Unexpected pet medical expenses can happen at any time."

Of the available options, Pawamedics pet medical cost share is the best pet insurance alternative for Bombays. As a 501(c)3 nonprofit, Pawamedics' focus is on providing better benefits and value than any pet insurance offers.

Unlike pet insurance, Pawamedics includes pre-existing conditions on a phased-in basis, and offers unlimited reimbursements for pet medical expenses. All your Bombay’s conditions are included in benefits, whether they are the inherited conditions above or something else entirely. Plus, medications are always included with Pawamedics, making it a simple and straightforward way to cover your Bombay's medical expenses.

Pawamedics pet medical cost share Membership benefits include illness, injuries, and wellness care for Bombays.

Unexpected pet medical expenses can happen at any time. Waiting until you already have big pet medical costs to sign up is always too late to get help with current expenses. But even if your pet already has big vet bills, getting pet insurance, joining a pet medical cost share, or finding another pet insurance alternative now will avoid big pet medical costs in the future. As pet parents, it's up to us to make sure we provide the best care possible for our beloved pets, and Pawamedics can help us achieve that goal.

As a 501(c)3 nonprofit, we do not accept compensation for our blog posts, nor for reviewing, recommending, or linking to others.

Disclaimer

This website is not a substitute for medical/veterinary counsel, financial counsel, or legal counsel. Please always consult an appropriate qualified professional for advice on your specific situation. Information provided by this website may not be accurate or complete at any given time. Pawamedics disclaims all liability regarding any actions taken or not taken based on any contents of this website.

© 2022 by Pawamedics. All rights reserved.

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