

The Best Pet Insurance for California Spangled Cats
As pet parents, we always want the best for our fur-babies. We strive to provide them with a happy and healthy life, and that includes giving them proper medical care when they need it. Since unexpected vet bills are a major financial burden, pet insurance has become a must-have for emergencies. How do you know what is the best pet insurance for your California Spangled? In this blog, we'll explore the options and compare the benefits to help you make an informed decision.
The first (and most important) step is to know exactly what kind of benefits your California Spangled needs.
California Spangled Health Risk Profile
With unexpected vet bills ranging from $1,000 for a minor incident to $50,000 or more for a major emergency, choosing between our savings and our fur-baby can become a reality for many. Here’s an idea of how likely California Spangled cats are to rack up big vet bills.

For California Spangled cats, your best bet is to make sure there are no reimbursement limits on your pet insurance.
10 Inherited Health Problems in California Spangled Cats
Here’s a quick peek at 10 inherited health problems in California Spangled cats. Be sure these conditions are not excluded from your benefits:
1
Hypertrophic cardiomyopathy (HCM)
Hypertrophic cardiomyopathy is a condition that affects a cat's heart, causing it to become thick and not work as well as it should. This can lead to heart failure and other serious health problems.
2
Polycystic kidney disease (PKD)
Polycystic kidney disease is a condition where cysts form in a cat's kidneys, which can make it hard for the kidneys to function properly. Over time, the cysts can cause the kidneys to shrink, leading to kidney failure.
3
Progressive retinal atrophy (PRA)
Progressive retinal atrophy is a condition that affects a cat's eyes, causing them to slowly lose their vision. It's a genetic condition that can eventually lead to complete blindness.
4
Feline lower urinary tract disease (FLUTD)
Feline lower urinary tract disease is a term used to describe a group of conditions that affect a cat's urinary tract and bladder. Some common symptoms include frequent trips to the litter box, painful urination, and blood in the urine.
5
Hyperthyroidism
Hyperthyroidism is a condition where a cat's thyroid gland produces too much hormone, causing an increase in metabolism and other health problems. Some common symptoms include weight loss, increased appetite, and increased thirst and urination.
6
Diabetes mellitus
Diabetes is a condition where a cat's body can't properly use glucose for energy, leading to high blood sugar levels and other health problems. Some common symptoms include increased thirst and urination, weight loss, and poor coat condition.
7
Dwarfism
Dwarfism is a condition where a cat is born smaller than normal, with short legs and a small head. This can lead to a variety of health problems, including joint problems and breathing difficulties.
8
Asthma/bronchial disease
Asthma and bronchial disease are conditions that affect a cat's breathing. They can cause coughing, wheezing, and shortness of breath, and can be triggered by allergens, infections, or other health problems.
9
Hip dysplasia
Hip dysplasia is a condition where a cat's hip joint doesn't develop properly, leading to arthritis and other joint problems. This can cause pain, stiffness, and difficulty walking or jumping.
10
Osteochondrodysplasia
Osteochondrodysplasia is a condition where a cat's bones and cartilage don't develop properly, leading to joint problems, limb deformities, and other health problems.
This is where pet insurance comes in. …Or, does it?
Depends on what do you mean by “best” pet insurance.
As you know, pet insurance is a type of insurance policy that covers veterinary medical expenses when your California Spangled becomes sick or injured. Depending on the policy you choose, pet insurance can cover a wide range of medical expenses, including surgery, medication, and hospitalization.
However, it’s important to understand that coverage exclusions exist in all pet insurance companies, which limit the effectiveness of even the best pet insurance. More importantly: because pet insurance is a type of property insurance, it does not provide the same level of benefits we expect in our human health insurance.
Many pet parents find out too late that all pet insurance excludes pre-existing conditions, and this can be a major deal-breaker. Plus, without pre-existing condition coverage, you can't switch pet insurance companies without losing coverage on all previous health problems after your California Spangled is sick or injured. Better hope you choose wisely the first time, because there are no do-overs with pet insurance.
As you can see, pet insurance is an option to cover (some) big vet bills, but it’s far from perfect.
What’s the best pet insurance for California Spangled Cats?
Luckily there are pet insurance alternatives for California Spangled Cats, such as pet medical cost shares. Pet medical cost sharing allows pet parents to pool financial resources to cover eligible pet medical expenses.
"Unexpected pet medical expenses can happen at any time."
Of the available options, Pawamedics pet medical cost share is the best pet insurance alternative for California Spangled Cats. As a 501(c)3 nonprofit, Pawamedics' focus is on providing better benefits and value than any pet insurance offers.
Unlike pet insurance, Pawamedics includes pre-existing conditions on a phased-in basis, and offers unlimited reimbursements for pet medical expenses. All your California Spangled Cat’s conditions are included in benefits, whether they are the inherited conditions above or something else entirely. Plus, medications are always included with Pawamedics, making it a simple and straightforward way to cover your California Spangled Cat's medical expenses.
Pawamedics pet medical cost share Membership benefits include illness, injuries, and wellness care for California Spangled Cats.
Unexpected pet medical expenses can happen at any time. Waiting until you already have big pet medical costs to sign up is always too late to get help with current expenses. But even if your pet already has big vet bills, getting pet insurance, joining a pet medical cost share, or finding another pet insurance alternative now will avoid big pet medical costs in the future. As pet parents, it's up to us to make sure we provide the best care possible for our beloved pets, and Pawamedics can help us achieve that goal.
As a 501(c)3 nonprofit, we do not accept compensation for our blog posts, nor for reviewing, recommending, or linking to others.
Disclaimer
This website is not a substitute for medical/veterinary counsel, financial counsel, or legal counsel. Please always consult an appropriate qualified professional for advice on your specific situation. Information provided by this website may not be accurate or complete at any given time. Pawamedics disclaims all liability regarding any actions taken or not taken based on any contents of this website.