The Best Pet Insurance for Devon Rex Cats
As pet parents, we always want the best for our fur-babies. We strive to provide them with a happy and healthy life, and that includes giving them proper medical care when they need it. Since unexpected vet bills are a major financial burden, pet insurance has become a must-have for emergencies. How do you know what is the best pet insurance for your Devon Rex? In this blog, we'll explore the options and compare the benefits to help you make an informed decision.
The first (and most important) step is to know exactly what kind of benefits your Devon Rex needs.
Devon Rex Health Risk Profile
With unexpected vet bills ranging from $1,000 for a minor incident to $50,000 or more for a major emergency, choosing between our savings and our fur-baby can become a reality for many. Here’s an idea of how likely Devon Rex Cats are to rack up big vet bills.
For Devon Rex Cats, your best bet is to make sure there are no reimbursement limits on your pet insurance.
10 Inherited Health Problems in Devon Rex Cats
Here’s a quick peek at 10 inherited health problems in Devon Rex Cats. Be sure these conditions are not excluded from your benefits:
1
Hypertrophic Cardiomyopathy (HCM)
Hypertrophic Cardiomyopathy is a condition where the heart muscle becomes thickened, making it harder for the heart to pump blood effectively. This can lead to heart failure and other serious health problems.
2
Polycystic Kidney Disease (PKD)
Polycystic Kidney Disease is a condition where fluid-filled cysts develop in the kidneys, causing them to enlarge and eventually become damaged. This can lead to kidney failure and other serious health problems.
3
Hip Dysplasia
Hip dysplasia is a genetic condition that causes the hip joint to develop abnormally, leading to arthritis and pain.
4
Progressive Retinal Atrophy (PRA)
Progressive Retinal Atrophy is a degenerative eye disease that causes the cells in the retina to slowly deteriorate, eventually leading to blindness.
5
Juvenile-Onset Diabetes Mellitus
Juvenile-onset diabetes is a condition where the pancreas is unable to produce enough insulin, leading to high levels of glucose in the blood and other serious health problems.
6
Dilated Cardiomyopathy
Dilated cardiomyopathy is a condition where the heart becomes enlarged and weakened, making it less able to pump blood effectively. This can lead to heart failure and other serious health problems.
7
Patellar Luxation
Patellar luxation is a condition where the kneecap slips out of place, causing pain and making it difficult for the cat to walk.
8
Renal Amyloidosis
Renal amyloidosis is a condition where a protein called amyloid builds up in the kidneys, causing them to become damaged and eventually fail.
9
Inflammatory Bowel Disease (IBD)
Inflammatory Bowel Disease is a condition where the digestive system becomes inflamed, causing diarrhea, vomiting, and other serious health problems.
10
Liver Shunt
A liver shunt is a condition where the blood bypasses the liver instead of flowing through it, causing the liver to become damaged and unable to function properly. This can lead to serious health problems.
This is where pet insurance comes in. …Or, does it?
Depends on what do you mean by “best” pet insurance.
As you know, pet insurance is a type of insurance policy that covers veterinary medical expenses when your Devon Rex becomes sick or injured. Depending on the policy you choose, pet insurance can cover a wide range of medical expenses, including surgery, medication, and hospitalization.
However, it’s important to understand that coverage exclusions exist in all pet insurance companies, which limit the effectiveness of even the best pet insurance. More importantly: because pet insurance is a type of property insurance, it does not provide the same level of benefits we expect in our human health insurance.
Many pet parents find out too late that all pet insurance excludes pre-existing conditions, and this can be a major deal-breaker. Plus, without pre-existing condition coverage, you can't switch pet insurance companies without losing coverage on all previous health problems after your Devon Rex is sick or injured. Better hope you choose wisely the first time, because there are no do-overs with pet insurance.
As you can see, pet insurance is an option to cover (some) big vet bills, but it’s far from perfect.
What’s the best pet insurance for Devon Rex Cats?
Luckily there are pet insurance alternatives for Devon Rex Cats, such as pet medical cost shares. Pet medical cost sharing allows pet parents to pool financial resources to cover eligible pet medical expenses.
"Unexpected pet medical expenses can happen at any time."
Of the available options, Pawamedics pet medical cost share is the best pet insurance alternative for Devon Rex Cats. As a 501(c)3 nonprofit, Pawamedics' focus is on providing better benefits and value than any pet insurance offers.
Unlike pet insurance, Pawamedics includes pre-existing conditions on a phased-in basis, and offers unlimited reimbursements for pet medical expenses. All your Devon Rex Cat’s conditions are included in benefits, whether they are the inherited conditions above or something else entirely. Plus, medications are always included with Pawamedics, making it a simple and straightforward way to cover your Devon Rex Cat's medical expenses.
Pawamedics pet medical cost share Membership benefits include illness, injuries, and wellness care for Devon Rex Cats.
Unexpected pet medical expenses can happen at any time. Waiting until you already have big pet medical costs to sign up is always too late to get help with current expenses. But even if your pet already has big vet bills, getting pet insurance, joining a pet medical cost share, or finding another pet insurance alternative now will avoid big pet medical costs in the future. As pet parents, it's up to us to make sure we provide the best care possible for our beloved pets, and Pawamedics can help us achieve that goal.
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Disclaimer
This website is not a substitute for medical/veterinary counsel, financial counsel, or legal counsel. Please always consult an appropriate qualified professional for advice on your specific situation. Information provided by this website may not be accurate or complete at any given time. Pawamedics disclaims all liability regarding any actions taken or not taken based on any contents of this website.