The Best Pet Insurance for Highlander Cats
As pet parents, we always want the best for our fur-babies. We strive to provide them with a happy and healthy life, and that includes giving them proper medical care when they need it. Since unexpected vet bills are a major financial burden, pet insurance has become a must-have for emergencies. How do you know what is the best pet insurance for your Highlander? In this blog, we'll explore the options and compare the benefits to help you make an informed decision.
The first (and most important) step is to know exactly what kind of benefits your Highlander needs.
Highlander Health Risk Profile
With unexpected vet bills ranging from $1,000 for a minor incident to $50,000 or more for a major emergency, choosing between our savings and our fur-baby can become a reality for many. Here’s an idea of how likely Highlanders are to rack up big vet bills.
For Highlanders, your best bet is to make sure there are no reimbursement limits on your pet insurance.
10 Inherited Health Problems in Highlanders
Here’s a quick peek at 10 inherited health problems in Highlanders. Be sure these conditions are not excluded from your benefits:
1
Hypertrophic cardiomyopathy (HCM)
Hypertrophic cardiomyopathy is a condition in which the heart muscle becomes thick, making it harder for the heart to pump blood. This can lead to heart failure and other serious health issues.
2
Polycystic kidney disease (PKD)
Polycystic kidney disease is a condition where fluid-filled sacs form in the kidneys, causing them to enlarge and eventually leading to kidney failure.
3
Progressive retinal atrophy (PRA)
Progressive retinal atrophy is a condition that gradually causes the cells in the retina to degenerate, leading to vision loss and eventually blindness.
4
Hyperesthesia syndrome
Hyperesthesia syndrome is a condition in which a cat experiences excessive grooming, biting, and twitching, often due to an overactive nervous system.
5
Retinal dysplasia
Retinal dysplasia is a condition where the cells of the retina don't develop properly, leading to vision problems or blindness.
6
Hip dysplasia
Hip dysplasia is a condition where the hip joint doesn't develop correctly, causing pain and arthritis.
7
Blood clotting disorders
Blood clotting disorders are conditions that cause blood to not clot properly, leading to excessive bleeding and other serious health issues.
8
Periodontal disease
Periodontal disease is a condition in which plaque and tartar build up on the teeth and gums, leading to gum disease, tooth loss, and other serious health issues.
9
Inflammatory bowel disease (IBD)
Inflammatory bowel disease is a condition in which the digestive system becomes inflamed, causing diarrhea, vomiting, and other digestive issues.
10
Cystitis
Cystitis is a condition in which the bladder becomes inflamed, causing pain and discomfort while urinating.Please note that this list is not specific to the Highlander breed and that the frequency of occurrence of these conditions may vary between breeds and individual cats.
This is where pet insurance comes in. …Or, does it?
Depends on what do you mean by “best” pet insurance.
As you know, pet insurance is a type of insurance policy that covers veterinary medical expenses when your Highlander becomes sick or injured. Depending on the policy you choose, pet insurance can cover a wide range of medical expenses, including surgery, medication, and hospitalization.
However, it’s important to understand that coverage exclusions exist in all pet insurance companies, which limit the effectiveness of even the best pet insurance. More importantly: because pet insurance is a type of property insurance, it does not provide the same level of benefits we expect in our human health insurance.
Many pet parents find out too late that all pet insurance excludes pre-existing conditions, and this can be a major deal-breaker. Plus, without pre-existing condition coverage, you can't switch pet insurance companies without losing coverage on all previous health problems after your Highlander is sick or injured. Better hope you choose wisely the first time, because there are no do-overs with pet insurance.
As you can see, pet insurance is an option to cover (some) big vet bills, but it’s far from perfect.
What’s the best pet insurance for Highlanders?
Luckily there are pet insurance alternatives for Highlanders, such as pet medical cost shares. Pet medical cost sharing allows pet parents to pool financial resources to cover eligible pet medical expenses.
"Unexpected pet medical expenses can happen at any time."
Of the available options, Pawamedics pet medical cost share is the best pet insurance alternative for Highlanders. As a 501(c)3 nonprofit, Pawamedics' focus is on providing better benefits and value than any pet insurance offers.
Unlike pet insurance, Pawamedics includes pre-existing conditions on a phased-in basis, and offers unlimited reimbursements for pet medical expenses. All your Highlander’s conditions are included in benefits, whether they are the inherited conditions above or something else entirely. Plus, medications are always included with Pawamedics, making it a simple and straightforward way to cover your Highlander's medical expenses.
Pawamedics pet medical cost share Membership benefits include illness, injuries, and wellness care for Highlanders.
Unexpected pet medical expenses can happen at any time. Waiting until you already have big pet medical costs to sign up is always too late to get help with current expenses. But even if your pet already has big vet bills, getting pet insurance, joining a pet medical cost share, or finding another pet insurance alternative now will avoid big pet medical costs in the future. As pet parents, it's up to us to make sure we provide the best care possible for our beloved pets, and Pawamedics can help us achieve that goal.
As a 501(c)3 nonprofit, we do not accept compensation for our blog posts, nor for reviewing, recommending, or linking to others.
Disclaimer
This website is not a substitute for medical/veterinary counsel, financial counsel, or legal counsel. Please always consult an appropriate qualified professional for advice on your specific situation. Information provided by this website may not be accurate or complete at any given time. Pawamedics disclaims all liability regarding any actions taken or not taken based on any contents of this website.