The Best Pet Insurance for Maine Coon Cats
As pet parents, we always want the best for our fur-babies. We strive to provide them with a happy and healthy life, and that includes giving them proper medical care when they need it. Since unexpected vet bills are a major financial burden, pet insurance has become a must-have for emergencies. How do you know what is the best pet insurance for your Maine Coon? In this blog, we'll explore the options and compare the benefits to help you make an informed decision.
The first (and most important) step is to know exactly what kind of benefits your Maine Coon needs.
Maine Coon Health Risk Profile
With unexpected vet bills ranging from $1,000 for a minor incident to $50,000 or more for a major emergency, choosing between our savings and our fur-baby can become a reality for many. Here’s an idea of how likely Maine Coons are to rack up big vet bills.
For Maine Coons, your best bet is to make sure there are no reimbursement limits on your pet insurance.
10 Inherited Health Problems in Maine Coons
Here’s a quick peek at 10 inherited health problems in Maine Coons. Be sure these conditions are not excluded from your benefits:
1
Hypertrophic cardiomyopathy (HCM)
A condition where the heart muscle becomes thick, making it harder for the heart to pump blood effectively.
2
Polycystic kidney disease (PKD)
A condition where fluid-filled cysts develop in the kidneys, causing kidney failure over time.
3
Hip dysplasia
A condition where the hip joints don't develop properly, causing arthritis and pain.
4
Spinal muscular atrophy (SMA)
A condition that affects the muscles used for movement, leading to weakness and wasting.
5
Liver shunts
A condition where blood bypasses the liver instead of flowing through it, preventing the liver from filtering toxins from the blood.
6
Muscular dystrophy
A group of conditions that cause muscle weakness and wasting.
7
Progressive retinal atrophy (PRA)
A condition that affects the retina, leading to vision loss and blindness.
8
Feline lower urinary tract disease (FLUTD)
A group of conditions that affect the bladder and urethra, causing pain and difficulty urinating.
9
Inherited ocular disorders
A group of conditions that affect the eyes, leading to vision loss and blindness.
10
Pyruvate kinase deficiency (PK deficiency)
A condition where the body lacks an enzyme needed for normal red blood cell function, leading to anemia.
This is where pet insurance comes in. …Or, does it?
Depends on what do you mean by “best” pet insurance.
As you know, pet insurance is a type of insurance policy that covers veterinary medical expenses when your Maine Coon becomes sick or injured. Depending on the policy you choose, pet insurance can cover a wide range of medical expenses, including surgery, medication, and hospitalization.
However, it’s important to understand that coverage exclusions exist in all pet insurance companies, which limit the effectiveness of even the best pet insurance. More importantly: because pet insurance is a type of property insurance, it does not provide the same level of benefits we expect in our human health insurance.
Many pet parents find out too late that all pet insurance excludes pre-existing conditions, and this can be a major deal-breaker. Plus, without pre-existing condition coverage, you can't switch pet insurance companies without losing coverage on all previous health problems after your Maine Coon is sick or injured. Better hope you choose wisely the first time, because there are no do-overs with pet insurance.
As you can see, pet insurance is an option to cover (some) big vet bills, but it’s far from perfect.
What’s the best pet insurance for Maine Coons?
Luckily there are pet insurance alternatives for Maine Coons, such as pet medical cost shares. Pet medical cost sharing allows pet parents to pool financial resources to cover eligible pet medical expenses.
"Unexpected pet medical expenses can happen at any time."
Of the available options, Pawamedics pet medical cost share is the best pet insurance alternative for Maine Coons. As a 501(c)3 nonprofit, Pawamedics' focus is on providing better benefits and value than any pet insurance offers.
Unlike pet insurance, Pawamedics includes pre-existing conditions on a phased-in basis, and offers unlimited reimbursements for pet medical expenses. All your Maine Coon’s conditions are included in benefits, whether they are the inherited conditions above or something else entirely. Plus, medications are always included with Pawamedics, making it a simple and straightforward way to cover your Maine Coon's medical expenses.
Pawamedics pet medical cost share Membership benefits include illness, injuries, and wellness care for Maine Coons.
Unexpected pet medical expenses can happen at any time. Waiting until you already have big pet medical costs to sign up is always too late to get help with current expenses. But even if your pet already has big vet bills, getting pet insurance, joining a pet medical cost share, or finding another pet insurance alternative now will avoid big pet medical costs in the future. As pet parents, it's up to us to make sure we provide the best care possible for our beloved pets, and Pawamedics can help us achieve that goal.
As a 501(c)3 nonprofit, we do not accept compensation for our blog posts, nor for reviewing, recommending, or linking to others.
Disclaimer
This website is not a substitute for medical/veterinary counsel, financial counsel, or legal counsel. Please always consult an appropriate qualified professional for advice on your specific situation. Information provided by this website may not be accurate or complete at any given time. Pawamedics disclaims all liability regarding any actions taken or not taken based on any contents of this website.