The Best Pet Insurance for Manx Cats
As pet parents, we always want the best for our fur-babies. We strive to provide them with a happy and healthy life, and that includes giving them proper medical care when they need it. Since unexpected vet bills are a major financial burden, pet insurance has become a must-have for emergencies. How do you know what is the best pet insurance for your Manx? In this blog, we'll explore the options and compare the benefits to help you make an informed decision.
The first (and most important) step is to know exactly what kind of benefits your Manx needs.
Manx Health Risk Profile
With unexpected vet bills ranging from $1,000 for a minor incident to $50,000 or more for a major emergency, choosing between our savings and our fur-baby can become a reality for many. Here’s an idea of how likely Manx Cats are to rack up big vet bills.
For Manx Cats, your best bet is to make sure there are no reimbursement limits on your pet insurance.
10 Inherited Health Problems in Manxs
Here’s a quick peek at 10 inherited health problems in Manx Cats. Be sure these conditions are not excluded from your benefits:
1
Spinal Abnormalities
Spinal abnormalities refer to issues with the structure and function of a cat's spinal cord, including conditions like spina bifida (where the spinal column doesn't fully form) and spinal cord malformations (abnormal growths or shapes in the spinal cord). These conditions can cause problems with mobility and can impact a cat's quality of life.
2
Manx Syndrome
This condition is specifically seen in Manx cats and is caused by an incomplete closure of the spinal column. This can lead to hind end weakness, incontinence, and other health problems, affecting a cat's ability to move around and go about their daily life.
3
Hernias
Hernias refer to conditions where internal organs push through a weak point in the abdominal wall. This can occur with diaphragmatic hernias (where organs move into the chest), umbilical hernias (at the belly button), or inguinal hernias (in the groin). These conditions can be uncomfortable for a cat and in some cases can lead to more serious health problems.
4
Progressive Retinal Atrophy
This is a degenerative eye condition that affects a cat's vision. It starts with night blindness and gradually progresses to complete blindness. It is a result of the deterioration of the cells in the retina that detect light.
5
Hypertrophic Cardiomyopathy
This is a heart condition where the heart muscle becomes thickened, making it harder for the heart to pump blood. This can lead to heart failure, heart murmurs, and other health problems. It is a common cause of sudden death in cats.
6
Polycystic Kidney Disease
This is a genetic condition where fluid-filled cysts develop in a cat's kidneys, causing them to enlarge and become less functional over time. This can lead to kidney failure and other health problems.
7
Luxating Patella
This is a condition where a cat's kneecap dislocates or moves out of place, causing pain and impacting their mobility. It can range from mild to severe, and in some cases, surgery may be necessary to correct it.
8
Dwarfism
Dwarfism is a genetic condition where a cat's growth is stunted, causing them to be smaller than average. This can cause issues with mobility and can also lead to health problems related to the bones and joints.
9
Osteochondrodysplasia
This is a condition where there is abnormal growth and development of a cat's bones and cartilage. This can cause issues with mobility and can also lead to health problems related to the bones and joints.
10
Inherited Deafness
This is a genetic condition where a cat is born deaf or gradually loses their hearing over time. This can make it harder for a cat to communicate and can also affect their safety, as they may not respond to loud noises or other cues.
This is where pet insurance comes in. …Or, does it?
Depends on what do you mean by “best” pet insurance.
As you know, pet insurance is a type of insurance policy that covers veterinary medical expenses when your Manx becomes sick or injured. Depending on the policy you choose, pet insurance can cover a wide range of medical expenses, including surgery, medication, and hospitalization.
However, it’s important to understand that coverage exclusions exist in all pet insurance companies, which limit the effectiveness of even the best pet insurance. More importantly: because pet insurance is a type of property insurance, it does not provide the same level of benefits we expect in our human health insurance.
Many pet parents find out too late that all pet insurance excludes pre-existing conditions, and this can be a major deal-breaker. Plus, without pre-existing condition coverage, you can't switch pet insurance companies without losing coverage on all previous health problems after your Manx is sick or injured. Better hope you choose wisely the first time, because there are no do-overs with pet insurance.
As you can see, pet insurance is an option to cover (some) big vet bills, but it’s far from perfect.
What’s the best pet insurance for Manx Cats?
Luckily there are pet insurance alternatives for Manx Cats, such as pet medical cost shares. Pet medical cost sharing allows pet parents to pool financial resources to cover eligible pet medical expenses.
"Unexpected pet medical expenses can happen at any time."
Of the available options, Pawamedics pet medical cost share is the best pet insurance alternative for Manx Cats. As a 501(c)3 nonprofit, Pawamedics' focus is on providing better benefits and value than any pet insurance offers.
Unlike pet insurance, Pawamedics includes pre-existing conditions on a phased-in basis, and offers unlimited reimbursements for pet medical expenses. All your Manx’s conditions are included in benefits, whether they are the inherited conditions above or something else entirely. Plus, medications are always included with Pawamedics, making it a simple and straightforward way to cover your Manx's medical expenses.
Pawamedics pet medical cost share Membership benefits include illness, injuries, and wellness care for Manx Cats.
Unexpected pet medical expenses can happen at any time. Waiting until you already have big pet medical costs to sign up is always too late to get help with current expenses. But even if your pet already has big vet bills, getting pet insurance, joining a pet medical cost share, or finding another pet insurance alternative now will avoid big pet medical costs in the future. As pet parents, it's up to us to make sure we provide the best care possible for our beloved pets, and Pawamedics can help us achieve that goal.
As a 501(c)3 nonprofit, we do not accept compensation for our blog posts, nor for reviewing, recommending, or linking to others.
Disclaimer
This website is not a substitute for medical/veterinary counsel, financial counsel, or legal counsel. Please always consult an appropriate qualified professional for advice on your specific situation. Information provided by this website may not be accurate or complete at any given time. Pawamedics disclaims all liability regarding any actions taken or not taken based on any contents of this website.