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The Best Pet Insurance for Ocicat Cats

As pet parents, we always want the best for our fur-babies. We strive to provide them with a happy and healthy life, and that includes giving them proper medical care when they need it. Since unexpected vet bills are a major financial burden, pet insurance has become a must-have for emergencies. How do you know what is the best pet insurance for your Ocicat? In this blog, we'll explore the options and compare the benefits to help you make an informed decision.

The first (and most important) step is to know exactly what kind of benefits your Ocicat needs.

Ocicat Health Risk Profile

With unexpected vet bills ranging from $1,000 for a minor incident to $50,000 or more for a major emergency, choosing between our savings and our fur-baby can become a reality for many. Here’s an idea of how likely Ocicats are to rack up big vet bills.

For Ocicats, your best bet is to make sure there are no reimbursement limits on your pet insurance.

10 Inherited Health Problems in Ocicats

Here’s a quick peek at 10 inherited health problems in Ocicats. Be sure these conditions are not excluded from your benefits:

1

Hypertrophic cardiomyopathy (HCM)

Hypertrophic cardiomyopathy is a heart condition where the muscle of the heart becomes thick, making it harder for the heart to pump blood effectively. This can lead to heart failure and other serious health problems.

2

Polycystic kidney disease (PKD)

Polycystic kidney disease is a genetic condition where fluid-filled cysts form in the kidneys, eventually leading to kidney failure.

3

Progressive retinal atrophy (PRA)

Progressive retinal atrophy is a genetic condition where the cells in the retina, the part of the eye responsible for vision, start to deteriorate, leading to vision loss and eventually blindness.

4

Feline lower urinary tract disease (FLUTD)

Feline lower urinary tract disease is a term used to describe a group of conditions that affect a cat's lower urinary tract and bladder. Symptoms include pain while urinating, frequent trips to the litter box, and blood in the urine.

5

Hip dysplasia

Hip dysplasia is a genetic condition where the hip joint doesn't develop properly, leading to arthritis and pain. It's especially common in larger breed cats.

6

Hypertension

Hypertension, or high blood pressure, is a condition where the force of blood against the walls of the blood vessels is too high. This can lead to damage to the heart, brain, eyes, and kidneys.

7

Feline asthma

Feline asthma is a condition where a cat's airways become inflamed, making it difficult to breathe. It's similar to asthma in humans and can be triggered by environmental allergens, infections, and other factors.

8

Osteochondrodysplasia (dwarfism)

Osteochondrodysplasia is a genetic condition that causes stunted growth in cats, leading to a smaller size and shorter legs.

9

Epilepsy

Epilepsy is a condition where a cat experiences recurring seizures. The cause of epilepsy in cats is often unknown, but it can be caused by a variety of factors, including genetics, head injury, or brain disease.

10

Feline Irritable Bowel Syndrome (IBS)

Feline IBS is a digestive condition where the muscles of the intestines contract too often or too strongly, leading to pain, diarrhea, and vomiting. Stress and dietary changes can trigger IBS in cats.

This is where pet insurance comes in. …Or, does it?

Depends on what do you mean by “best” pet insurance.

As you know, pet insurance is a type of insurance policy that covers veterinary medical expenses when your Ocicat becomes sick or injured. Depending on the policy you choose, pet insurance can cover a wide range of medical expenses, including surgery, medication, and hospitalization.

However, it’s important to understand that coverage exclusions exist in all pet insurance companies, which limit the effectiveness of even the best pet insurance. More importantly: because pet insurance is a type of property insurance, it does not provide the same level of benefits we expect in our human health insurance.

Many pet parents find out too late that all pet insurance excludes pre-existing conditions, and this can be a major deal-breaker. Plus, without pre-existing condition coverage, you can't switch pet insurance companies without losing coverage on all previous health problems after your Ocicat is sick or injured. Better hope you choose wisely the first time, because there are no do-overs with pet insurance.

As you can see, pet insurance is an option to cover (some) big vet bills, but it’s far from perfect.

What’s the best pet insurance for Ocicats?

Luckily there are pet insurance alternatives for Ocicats, such as pet medical cost shares. Pet medical cost sharing allows pet parents to pool financial resources to cover eligible pet medical expenses.

"Unexpected pet medical expenses can happen at any time."

Of the available options, Pawamedics pet medical cost share is the best pet insurance alternative for Ocicats. As a 501(c)3 nonprofit, Pawamedics' focus is on providing better benefits and value than any pet insurance offers.

Unlike pet insurance, Pawamedics includes pre-existing conditions on a phased-in basis, and offers unlimited reimbursements for pet medical expenses. All your Ocicat’s conditions are included in benefits, whether they are the inherited conditions above or something else entirely. Plus, medications are always included with Pawamedics, making it a simple and straightforward way to cover your Ocicat's medical expenses.

Pawamedics pet medical cost share Membership benefits include illness, injuries, and wellness care for Ocicats.

Unexpected pet medical expenses can happen at any time. Waiting until you already have big pet medical costs to sign up is always too late to get help with current expenses. But even if your pet already has big vet bills, getting pet insurance, joining a pet medical cost share, or finding another pet insurance alternative now will avoid big pet medical costs in the future. As pet parents, it's up to us to make sure we provide the best care possible for our beloved pets, and Pawamedics can help us achieve that goal.

As a 501(c)3 nonprofit, we do not accept compensation for our blog posts, nor for reviewing, recommending, or linking to others.

Disclaimer

This website is not a substitute for medical/veterinary counsel, financial counsel, or legal counsel. Please always consult an appropriate qualified professional for advice on your specific situation. Information provided by this website may not be accurate or complete at any given time. Pawamedics disclaims all liability regarding any actions taken or not taken based on any contents of this website.

© 2022 by Pawamedics. All rights reserved.

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