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The Best Pet Insurance for Oriental Cats

As pet parents, we always want the best for our fur-babies. We strive to provide them with a happy and healthy life, and that includes giving them proper medical care when they need it. Since unexpected vet bills are a major financial burden, pet insurance has become a must-have for emergencies. How do you know what is the best pet insurance for your Oriental? In this blog, we'll explore the options and compare the benefits to help you make an informed decision.

The first (and most important) step is to know exactly what kind of benefits your Oriental needs.

Oriental Health Risk Profile

With unexpected vet bills ranging from $1,000 for a minor incident to $50,000 or more for a major emergency, choosing between our savings and our fur-baby can become a reality for many. Here’s an idea of how likely Orientals are to rack up big vet bills.

For Orientals, your best bet is to make sure there are no reimbursement limits on your pet insurance.

10 Inherited Health Problems in Orientals

Here’s a quick peek at 10 inherited health problems in Orientals. Be sure these conditions are not excluded from your benefits:

1

Hypertrophic cardiomyopathy

This is a condition in which the heart muscle thickens, making it harder for the heart to pump blood. This can lead to heart failure and other complications.

2

Polycystic kidney disease

This is a condition where cysts form in the kidneys, causing them to enlarge and lose function. Eventually, this can lead to kidney failure.

3

Progressive retinal atrophy

This is a group of eye diseases that cause the cells in the retina (the light-sensitive layer at the back of the eye) to degenerate over time. This can lead to vision loss and blindness.

4

Portosystemic shunt

This is a congenital (present from birth) condition in which blood bypasses the liver, leading to the buildup of toxins in the body. This can result in various symptoms such as vomiting, poor appetite, and behavioral changes.

5

Urinary tract problems

This can refer to a variety of conditions that affect the urinary system, such as urinary tract infections, bladder stones, and feline lower urinary tract disease. These conditions can cause pain, discomfort, and difficulty using the litter box.

6

Hyperesthesia syndrome

This is a condition in which a cat becomes overly sensitive to touch and stimulation, leading to increased irritability and even self-harm. Symptoms can include excessive grooming, twitching, and rolling around on the floor.

7

Respiratory problems

This can refer to a range of conditions that affect the respiratory system, such as feline asthma, bronchitis, and chronic obstructive pulmonary disease. These conditions can cause coughing, wheezing, and shortness of breath.

8

Osteochondrodysplasia

This is a group of conditions that cause abnormal growth and development of bones and cartilage. This can result in stiffness, joint pain, and lameness.

9

Congenital defects of the spine and limb

This refers to conditions that are present at birth and affect the spine and limbs, such as scoliosis, joint dislocations, and limb malformations.

10

Hyperthyroidism

This is a condition in which the thyroid gland produces too much thyroid hormone, leading to increased metabolism and weight loss. Other symptoms can include increased appetite, hyperactivity, and vomiting.

This is where pet insurance comes in. …Or, does it?

Depends on what do you mean by “best” pet insurance.

As you know, pet insurance is a type of insurance policy that covers veterinary medical expenses when your Oriental becomes sick or injured. Depending on the policy you choose, pet insurance can cover a wide range of medical expenses, including surgery, medication, and hospitalization.

However, it’s important to understand that coverage exclusions exist in all pet insurance companies, which limit the effectiveness of even the best pet insurance. More importantly: because pet insurance is a type of property insurance, it does not provide the same level of benefits we expect in our human health insurance.

Many pet parents find out too late that all pet insurance excludes pre-existing conditions, and this can be a major deal-breaker. Plus, without pre-existing condition coverage, you can't switch pet insurance companies without losing coverage on all previous health problems after your Oriental is sick or injured. Better hope you choose wisely the first time, because there are no do-overs with pet insurance.

As you can see, pet insurance is an option to cover (som) big vet bills, but it’s far from perfect.

What’s the best pet insurance for Orientals?

Luckily there are pet insurance alternatives for Orientals, such as pet medical cost shares. Pet medical cost sharing allows pet parents to pool financial resources to cover eligible pet medical expenses.

"Unexpected pet medical expenses can happen at any time."

Of the available options, Pawamedics pet medical cost share is the best pet insurance alternative for Orientals. As a 501(c)3 nonprofit, Pawamedics' focus is on providing better benefits and value than any pet insurance offers.

Unlike pet insurance, Pawamedics includes pre-existing conditions on a phased-in basis, and offers unlimited reimbursements for pet medical expenses. All your Oriental’s conditions are included in benefits, whether they are the inherited conditions above or something else entirely. Plus, medications are always included with Pawamedics, making it a simple and straightforward way to cover your Oriental's medical expenses.

Pawamedics pet medical cost share Membership benefits include illness, injuries, and wellness care for Orientals.

Unexpected pet medical expenses can happen at any time. Waiting until you already have big pet medical costs to sign up is always too late to get help with current expenses. But even if your pet already has big vet bills, getting pet insurance, joining a pet medical cost share, or finding another pet insurance alternative now will avoid big pet medical costs in the future. As pet parents, it's up to us to make sure we provide the best care possible for our beloved pets, and Pawamedics can help us achieve that goal.

As a 501(c)3 nonprofit, we do not accept compensation for our blog posts, nor for reviewing, recommending, or linking to others.

Disclaimer

This website is not a substitute for medical/veterinary counsel, financial counsel, or legal counsel. Please always consult an appropriate qualified professional for advice on your specific situation. Information provided by this website may not be accurate or complete at any given time. Pawamedics disclaims all liability regarding any actions taken or not taken based on any contents of this website.

© 2022 by Pawamedics. All rights reserved.

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