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The Best Pet Insurance for Persian Cats

As pet parents, we always want the best for our fur-babies. We strive to provide them with a happy and healthy life, and that includes giving them proper medical care when they need it. Since unexpected vet bills are a major financial burden, pet insurance has become a must-have for emergencies. How do you know what is the best pet insurance for your Persian? In this blog, we'll explore the options and compare the benefits to help you make an informed decision.

The first (and most important) step is to know exactly what kind of benefits your Persian needs.

Persian Health Risk Profile

With unexpected vet bills ranging from $1,000 for a minor incident to $50,000 or more for a major emergency, choosing between our savings and our fur-baby can become a reality for many. Here’s an idea of how likely Persians are to rack up big vet bills.

For Persians, your best bet is to make sure there are no reimbursement limits on your pet insurance.

10 Inherited Health Problems in Persians

Here’s a quick peek at 10 inherited health problems in Persians. Be sure these conditions are not excluded from your benefits:

1

Hypertrophic Cardiomyopathy (HCM)

Hypertrophic Cardiomyopathy is a condition where the heart muscle becomes thick, making it difficult for the heart to pump blood properly. This can lead to heart failure and other serious health problems.

2

Polycystic Kidney Disease (PKD)

Polycystic Kidney Disease is a genetic condition where cysts form on the kidneys, causing them to enlarge and eventually leading to kidney failure.

3

Liver shunts

A liver shunt is a congenital condition where blood bypasses the liver, instead of flowing through it, resulting in the liver not being able to effectively clean the blood. This can lead to a number of health problems.

4

Brachycephalic Airway Obstruction Syndrome

This condition is common in short-nosed, flat-faced breeds of cats, such as Persians, and results in breathing difficulties due to the shape of their airways.

5

Kidney stones

Kidney stones are small, hard deposits that can form in the kidneys and cause pain, discomfort, and other problems.

6

Bladder stones

Bladder stones are similar to kidney stones, but they form in the bladder instead.

7

Eye problems, such as progressive retinal atrophy (PRA) and tear duct obstructions

Progressive retinal atrophy is a genetic condition that causes the retina to degenerate over time, leading to blindness. Tear duct obstructions can cause tear buildup and other eye problems.

8

Skin allergies

Cats can inherit allergies to things like pollen, dust, and certain foods, causing itching, skin irritation, and other skin problems.

9

Umbilical hernias

An umbilical hernia is a hole near the belly button that allows abdominal contents to bulge through. It can be painful and cause other health problems.

10

Dwarfism

Dwarfism is a genetic condition that results in a cat being smaller than average and having shorter legs.

This is where pet insurance comes in. …Or, does it?

Depends on what do you mean by “best” pet insurance.

As you know, pet insurance is a type of insurance policy that covers veterinary medical expenses when your Persian becomes sick or injured. Depending on the policy you choose, pet insurance can cover a wide range of medical expenses, including surgery, medication, and hospitalization.

However, it’s important to understand that coverage exclusions exist in all pet insurance companies, which limit the effectiveness of even the best pet insurance. More importantly: because pet insurance is a type of property insurance, it does not provide the same level of benefits we expect in our human health insurance.

Many pet parents find out too late that all pet insurance excludes pre-existing conditions, and this can be a major deal-breaker. Plus, without pre-existing condition coverage, you can't switch pet insurance companies without losing coverage on all previous health problems after your Persian is sick or injured. Better hope you choose wisely the first time, because there are no do-overs with pet insurance.

As you can see, pet insurance is an option to cover (some) big vet bills, but it’s far from perfect.

What’s the best pet insurance for Persians?

Luckily there are pet insurance alternatives for Persians, such as pet medical cost shares. Pet medical cost sharing allows pet parents to pool financial resources to cover eligible pet medical expenses.

"Unexpected pet medical expenses can happen at any time."

Of the available options, Pawamedics pet medical cost share is the best pet insurance alternative for Persians. As a 501(c)3 nonprofit, Pawamedics' focus is on providing better benefits and value than any pet insurance offers.

Unlike pet insurance, Pawamedics includes pre-existing conditions on a phased-in basis, and offers unlimited reimbursements for pet medical expenses. All your Persian’s conditions are included in benefits, whether they are the inherited conditions above or something else entirely. Plus, medications are always included with Pawamedics, making it a simple and straightforward way to cover your Persian's medical expenses.

Pawamedics pet medical cost share Membership benefits include illness, injuries, and wellness care for Persians.

Unexpected pet medical expenses can happen at any time. Waiting until you already have big pet medical costs to sign up is always too late to get help with current expenses. But even if your pet already has big vet bills, getting pet insurance, joining a pet medical cost share, or finding another pet insurance alternative now will avoid big pet medical costs in the future. As pet parents, it's up to us to make sure we provide the best care possible for our beloved pets, and Pawamedics can help us achieve that goal.

As a 501(c)3 nonprofit, we do not accept compensation for our blog posts, nor for reviewing, recommending, or linking to others.

Disclaimer

This website is not a substitute for medical/veterinary counsel, financial counsel, or legal counsel. Please always consult an appropriate qualified professional for advice on your specific situation. Information provided by this website may not be accurate or complete at any given time. Pawamedics disclaims all liability regarding any actions taken or not taken based on any contents of this website.

© 2022 by Pawamedics. All rights reserved.

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