The Best Pet Insurance for Selkirk Rex Cats
As pet parents, we always want the best for our fur-babies. We strive to provide them with a happy and healthy life, and that includes giving them proper medical care when they need it. Since unexpected vet bills are a major financial burden, pet insurance has become a must-have for emergencies. How do you know what is the best pet insurance for your Selkirk Rex? In this blog, we'll explore the options and compare the benefits to help you make an informed decision.
The first (and most important) step is to know exactly what kind of benefits your Selkirk Rex needs.
Selkirk Rex Health Risk Profile
With unexpected vet bills ranging from $1,000 for a minor incident to $50,000 or more for a major emergency, choosing between our savings and our fur-baby can become a reality for many. Here’s an idea of how likely Selkirk Rex Cats are to rack up big vet bills.
For Selkirk Rex Cats, your best bet is to make sure there are no reimbursement limits on your pet insurance.
10 Inherited Health Problems in Selkirk Rex Cats
Here’s a quick peek at 10 inherited health problems in Selkirk Rex Cats. Be sure these conditions are not excluded from your benefits:
1
Hypertrophic cardiomyopathy
A condition where the heart muscle becomes thickened, making it harder for the heart to pump blood.
2
Polycystic kidney disease
A condition where fluid-filled sacs develop in the kidneys, leading to kidney failure over time.
3
Progressive retinal atrophy (PRA)
A condition where the cells in the retina slowly deteriorate, leading to vision loss.
4
Feline lower urinary tract disease (FLUTD)
A condition that causes inflammation in the bladder and urinary tract, leading to frequent urination and discomfort.
5
Asthma
A condition that causes the airways to narrow, making it difficult for a cat to breathe.
6
Tooth resorption
A condition where the cells in the tooth break down and the tooth structure is destroyed.
7
Feline hyperesthesia syndrome
A condition that causes a cat to experience intense skin twitching, licking, and biting.
8
Feline idiopathic cystitis (FIC)
A condition that causes inflammation of the bladder, leading to frequent urination and discomfort.
9
Hypothyroidism
A condition where the thyroid gland doesn't produce enough hormones, leading to weight gain, sluggishness, and other symptoms.
10
Bladder stones (uroliths)
Hard masses that form in the urinary tract, causing discomfort and potentially leading to blockages.
This is where pet insurance comes in. …Or, does it?
Depends on what do you mean by “best” pet insurance.
As you know, pet insurance is a type of insurance policy that covers veterinary medical expenses when your Selkirk Rex becomes sick or injured. Depending on the policy you choose, pet insurance can cover a wide range of medical expenses, including surgery, medication, and hospitalization.
However, it’s important to understand that coverage exclusions exist in all pet insurance companies, which limit the effectiveness of even the best pet insurance. More importantly: because pet insurance is a type of property insurance, it does not provide the same level of benefits we expect in our human health insurance.
Many pet parents find out too late that all pet insurance excludes pre-existing conditions, and this can be a major deal-breaker. Plus, without pre-existing condition coverage, you can't switch pet insurance companies without losing coverage on all previous health problems after your Selkirk Rex is sick or injured. Better hope you choose wisely the first time, because there are no do-overs with pet insurance.
As you can see, pet insurance is an option to cover (some) big vet bills, but it’s far from perfect.
What’s the best pet insurance for Selkirk Rex Cats?
Luckily there are pet insurance alternatives for Selkirk Rex Cats, such as pet medical cost shares. Pet medical cost sharing allows pet parents to pool financial resources to cover eligible pet medical expenses.
"Unexpected pet medical expenses can happen at any time."
Of the available options, Pawamedics pet medical cost share is the best pet insurance alternative for Selkirk Rex Cats. As a 501(c)3 nonprofit, Pawamedics' focus is on providing better benefits and value than any pet insurance offers.
Unlike pet insurance, Pawamedics includes pre-existing conditions on a phased-in basis, and offers unlimited reimbursements for pet medical expenses. All your Selkirk Rex’s conditions are included in benefits, whether they are the inherited conditions above or something else entirely. Plus, medications are always included with Pawamedics, making it a simple and straightforward way to cover your Selkirk Rex's medical expenses.
Pawamedics pet medical cost share Membership benefits include illness, injuries, and wellness care for Selkirk Rex Cats.
Unexpected pet medical expenses can happen at any time. Waiting until you already have big pet medical costs to sign up is always too late to get help with current expenses. But even if your pet already has big vet bills, getting pet insurance, joining a pet medical cost share, or finding another pet insurance alternative now will avoid big pet medical costs in the future. As pet parents, it's up to us to make sure we provide the best care possible for our beloved pets, and Pawamedics can help us achieve that goal.
As a 501(c)3 nonprofit, we do not accept compensation for our blog posts, nor for reviewing, recommending, or linking to others.
Disclaimer
This website is not a substitute for medical/veterinary counsel, financial counsel, or legal counsel. Please always consult an appropriate qualified professional for advice on your specific situation. Information provided by this website may not be accurate or complete at any given time. Pawamedics disclaims all liability regarding any actions taken or not taken based on any contents of this website.