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The Best Pet Insurance for Somali Cats

As pet parents, we always want the best for our fur-babies. We strive to provide them with a happy and healthy life, and that includes giving them proper medical care when they need it. Since unexpected vet bills are a major financial burden, pet insurance has become a must-have for emergencies. How do you know what is the best pet insurance for your Somali? In this blog, we'll explore the options and compare the benefits to help you make an informed decision.

The first (and most important) step is to know exactly what kind of benefits your Somali needs.

Somali Health Risk Profile

With unexpected vet bills ranging from $1,000 for a minor incident to $50,000 or more for a major emergency, choosing between our savings and our fur-baby can become a reality for many. Here’s an idea of how likely Somalis are to rack up big vet bills.

For Somalis, your best bet is to make sure there are no reimbursement limits on your pet insurance.

10 Inherited Health Problems in Somalis

Here’s a quick peek at 10 inherited health problems in Somalis. Be sure these conditions are not excluded from your benefits:

1

Hypertrophic Cardiomyopathy (HCM)

A heart condition where the heart muscle becomes thickened and can have difficulty pumping blood properly.

2

Polycystic Kidney Disease (PKD)

A genetic disorder where fluid-filled cysts form in the kidneys, causing them to enlarge and eventually leading to kidney failure.

3

Progressive Retinal Atrophy (PRA)

A condition where the cells in the retina, the part of the eye responsible for vision, degenerate and eventually lead to blindness.

4

Hyperesthesia Syndrome

A condition characterized by intense skin sensitivity and excessive grooming that can lead to skin and hair loss.

5

Pyruvate Kinase Deficiency (PKDef)

A condition in which the body lacks an enzyme necessary for the production of energy, leading to anemia.

6

Patellar Luxation

A condition in which the knee joint slides out of place, causing pain and potentially causing lameness.

7

Portosystemic Shunt (PSS)

A congenital condition where blood is diverted away from the liver, resulting in an accumulation of toxins in the bloodstream.

8

Congenital Hypothyroidism

A condition in which the thyroid gland is underactive and doesn't produce enough hormones, leading to growth and development issues.

9

Hemophilia

A condition in which the blood doesn't clot properly, leading to excessive bleeding and potential internal damage.

10

Feline Inherited Megacolon (FIM)

A condition in which the colon becomes enlarged and less efficient at moving waste out of the body, leading to constipation and other digestive issues.

This is where pet insurance comes in. …Or, does it?

Depends on what do you mean by “best” pet insurance.

As you know, pet insurance is a type of insurance policy that covers veterinary medical expenses when your Somali becomes sick or injured. Depending on the policy you choose, pet insurance can cover a wide range of medical expenses, including surgery, medication, and hospitalization.

However, it’s important to understand that coverage exclusions exist in all pet insurance companies, which limit the effectiveness of even the best pet insurance. More importantly: because pet insurance is a type of property insurance, it does not provide the same level of benefits we expect in our human health insurance.

Many pet parents find out too late that all pet insurance excludes pre-existing conditions, and this can be a major deal-breaker. Plus, without pre-existing condition coverage, you can't switch pet insurance companies without losing coverage on all previous health problems after your Somali is sick or injured. Better hope you choose wisely the first time, because there are no do-overs with pet insurance.

As you can see, pet insurance is an option to cover (some) big vet bills, but it’s far from perfect.

What’s the best pet insurance for Somalis?

Luckily there are pet insurance alternatives for Somalis, such as pet medical cost shares. Pet medical cost sharing allows pet parents to pool financial resources to cover eligible pet medical expenses.

"Unexpected pet medical expenses can happen at any time."

Of the available options, Pawamedics pet medical cost share is the best pet insurance alternative for Somalis. As a 501(c)3 nonprofit, Pawamedics' focus is on providing better benefits and value than any pet insurance offers.

Unlike pet insurance, Pawamedics includes pre-existing conditions on a phased-in basis, and offers unlimited reimbursements for pet medical expenses. All your Somali’s conditions are included in benefits, whether they are the inherited conditions above or something else entirely. Plus, medications are always included with Pawamedics, making it a simple and straightforward way to cover your Somali's medical expenses.

Pawamedics pet medical cost share Membership benefits include illness, injuries, and wellness care for Somalis.

Unexpected pet medical expenses can happen at any time. Waiting until you already have big pet medical costs to sign up is always too late to get help with current expenses. But even if your pet already has big vet bills, getting pet insurance, joining a pet medical cost share, or finding another pet insurance alternative now will avoid big pet medical costs in the future. As pet parents, it's up to us to make sure we provide the best care possible for our beloved pets, and Pawamedics can help us achieve that goal.

As a 501(c)3 nonprofit, we do not accept compensation for our blog posts, nor for reviewing, recommending, or linking to others.

Disclaimer

This website is not a substitute for medical/veterinary counsel, financial counsel, or legal counsel. Please always consult an appropriate qualified professional for advice on your specific situation. Information provided by this website may not be accurate or complete at any given time. Pawamedics disclaims all liability regarding any actions taken or not taken based on any contents of this website.

© 2022 by Pawamedics. All rights reserved.

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