The Best Pet Insurance for American Bully Dogs
As pet parents, we always want the best for our fur-babies. We strive to provide them with a happy and healthy life, and that includes giving them proper medical care when they need it. Since unexpected vet bills are a major financial burden, pet insurance has become a must-have for emergencies. How do you know what is the best pet insurance for your American Bully? In this blog, we'll explore the options and compare the benefits to help you make an informed decision.
The first (and most important) step is to know exactly what kind of benefits your American Bully needs.
American Bully Health Risk Profile
With unexpected vet bills ranging from $1,000 for a minor incident to $50,000 or more for a major emergency, choosing between our savings and our fur-baby can become a reality for many. Here’s an idea of how likely American Bully Dogs are to rack up big vet bills.
For American Bully Dogs, your best bet is to make sure there are no reimbursement limits on your pet insurance.
10 Inherited Health Problems in American Bully Dogs
Here’s a quick peek at 10 inherited health problems in American Bully Dogs. Be sure these conditions are not excluded from your benefits:
1
Hip dysplasia
A genetic condition where the thighbone doesn't fit properly into the hip joint, causing pain and arthritis.
2
Elbow dysplasia
A genetic condition where the elbow joint doesn't form properly, causing lameness and arthritis.
3
Progressive retinal atrophy (PRA)
A degenerative eye disease that can lead to blindness.
4
Osteochondrosis (OCD)
A genetic condition where the cartilage in joints doesn't develop properly, causing pain and arthritis.
5
Epilepsy
A neurological disorder causing seizures.
6
Bloat (gastric torsion)
A life-threatening condition where the stomach twists on itself, causing the blood supply to be cut off.
7
Luxating patella
A genetic condition where the knee cap dislocates, causing lameness and pain.
8
Hypothyroidism
A hormonal disorder that results in a slow metabolism and can lead to weight gain and skin problems.
9
Von Willebrand's Disease (vWD)
A bleeding disorder caused by a deficiency in a clotting protein.
10
Degenerative myelopathy
A progressive spinal cord disease that causes hind end weakness and eventual paralysis.
This is where pet insurance comes in. …Or, does it?
Depends on what do you mean by “best” pet insurance.
As you know, pet insurance is a type of insurance policy that covers veterinary medical expenses when your American Bully becomes sick or injured. Depending on the policy you choose, pet insurance can cover a wide range of medical expenses, including surgery, medication, and hospitalization.
However, it’s important to understand that coverage exclusions exist in all pet insurance companies, which limit the effectiveness of even the best pet insurance. More importantly: because pet insurance is a type of property insurance, it does not provide the same level of benefits we expect in our human health insurance.
Many pet parents find out too late that all pet insurance excludes pre-existing conditions, and this can be a major deal-breaker. Plus, without pre-existing condition coverage, you can't switch pet insurance companies without losing coverage on all previous health problems after your American Bully is sick or injured. Better hope you choose wisely the first time, because there are no do-overs with pet insurance.
As you can see, pet insurance is an option to cover (some) big vet bills, but it’s far from perfect.
What’s the best pet insurance for American Bullys?
Luckily there are pet insurance alternatives for American Bully Dogs, such as pet medical cost shares. Pet medical cost sharing allows pet parents to pool financial resources to cover eligible pet medical expenses.
"Unexpected pet medical expenses can happen at any time."
Of the available options, Pawamedics pet medical cost share is the best pet insurance alternative for American Bully Dogs. As a 501(c)3 nonprofit, Pawamedics' focus is on providing better benefits and value than any pet insurance offers.
Unlike pet insurance, Pawamedics includes pre-existing conditions on a phased-in basis, and offers unlimited reimbursements for pet medical expenses. All your American Bully’s conditions are included in benefits, whether they are the inherited conditions above or something else entirely. Plus, medications are always included with Pawamedics, making it a simple and straightforward way to cover your American Bully's medical expenses.
Pawamedics pet medical cost share Membership benefits include illness, injuries, and wellness care for American Bully Dogs.
Unexpected pet medical expenses can happen at any time. Waiting until you already have big pet medical costs to sign up is always too late to get help with current expenses. But even if your pet already has big vet bills, getting pet insurance, joining a pet medical cost share, or finding another pet insurance alternative now will avoid big pet medical costs in the future. As pet parents, it's up to us to make sure we provide the best care possible for our beloved pets, and Pawamedics can help us achieve that goal.
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Disclaimer
This website is not a substitute for medical/veterinary counsel, financial counsel, or legal counsel. Please always consult an appropriate qualified professional for advice on your specific situation. Information provided by this website may not be accurate or complete at any given time. Pawamedics disclaims all liability regarding any actions taken or not taken based on any contents of this website.