The Best Pet Insurance for Biewer Terrier Dogs
As pet parents, we always want the best for our fur-babies. We strive to provide them with a happy and healthy life, and that includes giving them proper medical care when they need it. Since unexpected vet bills are a major financial burden, pet insurance has become a must-have for emergencies. How do you know what is the best pet insurance for your Biewer Terrier? In this blog, we'll explore the options and compare the benefits to help you make an informed decision.
The first (and most important) step is to know exactly what kind of benefits your Biewer Terrier needs.
Biewer Terrier Health Risk Profile
With unexpected vet bills ranging from $1,000 for a minor incident to $50,000 or more for a major emergency, choosing between our savings and our fur-baby can become a reality for many. Here’s an idea of how likely Biewer Terriers are to rack up big vet bills.
For Biewer Terriers, your best bet is to make sure there are no reimbursement limits on your pet insurance.
10 Inherited Health Problems in Biewer Terriers
Here’s a quick peek at 10 inherited health problems in Biewer Terriers. Be sure these conditions are not excluded from your benefits:
1
Patellar luxation
A condition where the kneecap slips out of place.
2
Lens luxation
A condition where the lens of the eye pops out of its normal position.
3
Portosystemic shunt (PSS)
A liver condition where blood bypasses the liver instead of flowing through it, causing toxins to build up in the body.
4
Heart conditions
Biewer Terriers are prone to heart conditions such as pulmonic stenosis and subvalvular aortic stenosis.
5
Progressive retinal atrophy (PRA)
A degenerative eye disease that leads to blindness.
6
Hypothyroidism
A condition where the thyroid gland doesn't produce enough hormones, leading to weight gain, hair loss, and other symptoms.
7
Allergies
Biewer Terriers are prone to skin allergies, which can cause itching, redness, and hair loss.
8
Epilepsy
A neurological disorder that causes seizures.
9
Intervertebral disk disease (IVDD)
A condition where the disks in the spine begin to degenerate and can cause pain and nerve damage.
10
Cataracts
A clouding of the lens in the eye that can cause vision problems.
This is where pet insurance comes in. …Or, does it?
Depends on what do you mean by “best” pet insurance.
As you know, pet insurance is a type of insurance policy that covers veterinary medical expenses when your Biewer Terrier becomes sick or injured. Depending on the policy you choose, pet insurance can cover a wide range of medical expenses, including surgery, medication, and hospitalization.
However, it’s important to understand that coverage exclusions exist in all pet insurance companies, which limit the effectiveness of even the best pet insurance. More importantly: because pet insurance is a type of property insurance, it does not provide the same level of benefits we expect in our human health insurance.
Many pet parents find out too late that all pet insurance excludes pre-existing conditions, and this can be a major deal-breaker. Plus, without pre-existing condition coverage, you can't switch pet insurance companies without losing coverage on all previous health problems after your Biewer Terrier is sick or injured. Better hope you choose wisely the first time, because there are no do-overs with pet insurance.
As you can see, pet insurance is an option to cover (some) big vet bills, but it’s far from perfect.
What’s the best pet insurance for Biewer Terriers?
Luckily there are pet insurance alternatives for Biewer Terriers, such as pet medical cost shares. Pet medical cost sharing allows pet parents to pool financial resources to cover eligible pet medical expenses.
"Unexpected pet medical expenses can happen at any time."
Of the available options, Pawamedics pet medical cost share is the best pet insurance alternative for Biewer Terriers. As a 501(c)3 nonprofit, Pawamedics' focus is on providing better benefits and value than any pet insurance offers.
Unlike pet insurance, Pawamedics includes pre-existing conditions on a phased-in basis, and offers unlimited reimbursements for pet medical expenses. All your Biewer Terrier’s conditions are included in benefits, whether they are the inherited conditions above or something else entirely. Plus, medications are always included with Pawamedics, making it a simple and straightforward way to cover your Biewer Terrier's medical expenses.
Pawamedics pet medical cost share Membership benefits include illness, injuries, and wellness care for Biewer Terriers.
Unexpected pet medical expenses can happen at any time. Waiting until you already have big pet medical costs to sign up is always too late to get help with current expenses. But even if your pet already has big vet bills, getting pet insurance, joining a pet medical cost share, or finding another pet insurance alternative now will avoid big pet medical costs in the future. As pet parents, it's up to us to make sure we provide the best care possible for our beloved pets, and Pawamedics can help us achieve that goal.
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Disclaimer
This website is not a substitute for medical/veterinary counsel, financial counsel, or legal counsel. Please always consult an appropriate qualified professional for advice on your specific situation. Information provided by this website may not be accurate or complete at any given time. Pawamedics disclaims all liability regarding any actions taken or not taken based on any contents of this website.